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A Reserve Basis for Guaranteed Benefits under Variable Annuity Contracts
A Reserve Basis for Guaranteed Benefits under Variable Annuity Contracts This paper describes ... stretch the reserve is more than adequate to take care of the claims, and, because it is permitted to de- ...Description: This paper describes some of the minimum guaranteed death and maturity benefits that have been offered or proposed in conjunction with variable annuity contracts, proposes prospective reserves for these guarantees based on change factors that are somewhat analogous to interest factors used in typical life reserves, and proposes a set of change factors.
Hide- Authors: Herbert W Hickman
- Date: Nov 1970
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Transactions of the SOA
- Topics: Annuities>Guaranteed living benefits; Annuities>Reserves - Annuities
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Mortality at Ages 65 and Over in a Middle-Class Population
Mortality at Ages 65 and Over in a Middle-Class Population This paper examines the effects of selection ... ages bespeaks clearly of extended nursing-home-care costs. 294 MORTALITY AT AGES 65 AND OVER The ...Description: This paper examines the effects of selection procedures used in epidemiologic studies and suggests that similar procedures could be employed to select standard ordinary insurance risks at the older ages. The experience in this paper was developed from a prospective epidemiologic investigation launched by the American Cancer Society in the fall of 1959 to learn how personal characteristics, living styles, and environmental conditions influence health and longevity.
Hide- Authors: Francisco Bayo, Esther Portnoy, Richard T Schwartz, Courtland C Smith, Edward A. Lew, Lawrence Garfinkel
- Date: Oct 1984
- Competency: Technical Skills & Analytical Problem Solving>Problem analysis and definition; Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Transactions of the SOA
- Topics: Experience Studies & Data>Mortality